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Cheap Checks: My Experience With Banks and Checking

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When I opened my first checking account, I decided to go with the cheap checks they offer you. You know, the cheap personal checks with the blue background? I figure why spend more money than I had to, I only had about a hundred dollars in my account anyway. (Mind you, at the time that was a lot of money, I was a starving student after all).

My Checking Account Today
Today I usually order something a bit fancier. I prefer checks that express my personality. I actually have a set of business checks for my online business, and personal ones with butterflies for mailing out the bills. I like to think of myself as a check connoisseur of sorts. Here's a list of some of my favorite designs in case you are interested:

  • Butterflies and flowers
  • Snoopy checks (reminds me of the peanuts gang)
  • Monogrammed checks (I like my initials and they are great for business checking accounts)
  • Deluxe checks

Of course I have a little more money to play with today.

Selecting The Best Checks
When it comes to checks, I think your preferences generally change with time. The important thing is finding checks that work for you. Some people prefer side tear checks, while others prefer deluxe checks. Some people need carbon copies while others are diligent about keeping track of their finances in their check register (this is not me). If you aren't good about monitoring your checking activities I highly recommend carbon copy checks. They are an easy way to keep track of your finances with minimal effort.

You can buy just about any design imaginable today without investing a fortune. There are dozens of online checks you can purchase with automatic renewal options (another bonus if you fail to order checks before you run out). Whether you need checks for your business or personal use, the good news is choices abound. You can spend about as much as you would on the inexpensive generic ones they give you at the bank, only get a custom designed logo or other character on your checks.

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